Building Content Insurance
Let AIA show you the way with AIA HomeCare. A plan that offers 24-hour-a-day protection for your home.WHAT WE PROVIDE
A RANGE OF THREE PLANS TO CHOOSE FROM
AIA HomeCare offers you a choice of three plans to suit your needs and budget.
General Overview of the AIA HomeCare Plans & Benefits
Loss of rent (max $250 a day)
Additional Free Contents Coverage (up to 5% of building coverage)
Damage or loss of household contents temporarily removed by professional movers
Loss or damage to frozen food due to breakdown of deep freezer unit
Accidental death or theft of pedigree pets
Replacement of locks and keys due to named perils
Personal valuables damaged by named perils or stolen within building (max $2,000 per item)
Alternative accommodation (max $250 per day)
|Worldwide Unscheduled Personal Valuables
Hospitality expenses of hole-in-one achievement
Loss of checked-in luggage (payment in excess of airline compensation)
Loss or misuse of credit cards or ATM cards
|FREE Worldwide Personal Liability
When held legally liable for causing bodily injury or property damage to third party due to negligence
|FREE Worldwide Medical Reimbursement for Accidents
(Extended to spouse and children)
|FREE Worldwide Accidental Death Benefit
(Extended to spouse and children)
|5-Year Premium Waiver||YES||YES||YES|
|Annual Premium (w/ GST)||$162.82||$222.81||$384.56|
|Monthly Premium (w/GST)||$14.33||$19.61||$33.84|
COMPREHENSIVE PROTECTION THAT INCLUDES
- Building Coverage
Includes the ceiling, cornices, wiring, lighting, flooring, walls, doors, windows, built-in wardrobes and kitchen cabinets, fixtures and fittings and other interior decorations.
- Household Contents Coverage
Includes home entertainment systems, sofas, household and kitchen appliances, beds, tables, chairs, personal computers, cabinets and wardrobes.
- Personal Valuable Coverage
This refers to jewellery (gold, silver, or other precious metals), watches, wallet, cash (maximum $250), camera and video-cameras.
- Worldwide Personal Liability
A $500,000 benefit is paid when the policyholder is held legally liable for causing bodily injury or property damage to third party due to negligence.
COVERAGE FOR THE FOLLOWING:
- Burglary (Full Theft Coverage)
- Impact by road vehicles, aircraft and other aerial devices including model airplanes
- Riot or civil commotion
- Bursting of water tanks and pipes excluding the loss or damage to water tanks and pipes and loss or damage due to water discharge or leakage.
- First Loss Policy
The policyholder will not be penalised in the event of underinsurance.
- Full Theft Coverage
In the event of burglary, evidence of forcible or violent entry is not required.
- Worldwide Coverage
Even outside Singapore, AIA HomeCare continues to protect.
- Extended Coverage
Immediate family members residing in the same home are included in the coverage.
- 5-Year Premium Waiver
The policyholder and his or her family will continue to be covered, in the event of the policy owner's demise or total permanent disability.
- 24-Hour Home Assist Service
A 24-hour referral assistance service for home-related incidents
- FREE Accidental Death, Personal Liability and Medical Reimbursement Benefit
WHO IS ELIGIBLE?
House owners, tenants, landowners of Singapore residential premises.
Note: The above is a simplified description of the product features. The exact terms and conditions can be found in your policy manual.
We’ll be most happy to answer any queries and attend to your needs. Contact us now to find out more how can we help you better with no obligation.