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Travel Guard Policy Exclusions

Travel Guard Insurance BrochureSome General Exclusions

The Policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from:

PRE-EXISTING MEDICAL CONDITION means any condition for which:

  1. You received medical treatment, diagnosis, consultation or prescribed drugs within a twelve (12) month period preceding the commencement of a Trip; or
  2. Medical advice or treatment was recommended by a Medical Practitioner within a twelve (12) month period preceding the commencement of a Trip; or
  3. A reasonable person in the circumstances would be expected to be aware of within a twelve (12) month period preceding the commencement of a Trip.

Country Exclusion

AIG Asia Pacific Insurance Pte. Ltd. will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to, or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria.

Note: Please refer to the travel insurance Policy for specific terms, conditions & exclusions.

Buy AIG travel insurance online
Loh Leng Ngah, is a licensed agent registered with the ARB and an authorized agent of AIG Asia Pacific Insurance Pte. Ltd.
Travel Guard® is underwritten by AIG Asia Pacific Insurance Pte. Ltd.
Travel insurance policy document shall be email to Insured instantly upon successful activation.
Important Notice: This is not a contract of insurance. The exact terms, conditions and exclusions of this travel insurance are specified in the policy contract. No insurance is in force until your application has been accepted.